Auto & Homeowners Insurance in Carleton, MI
Life in Carleton moves at its own pace. Some days are spent on quiet streets, others navigating busy roads, or handling unexpected repairs at home. That’s why it’s important to have both auto and homeowners insurance you can trust—coverage that fits your everyday life, protects what you care about, and comes with real people ready to help when things go sideways.
At Knabusch Insurance Services, we make it easy to understand your options without all the fluff. Whether you’re protecting the car that gets you to work or the house you come home to, we’re here to guide you through the process, answer your questions, and help you make confident decisions that feel right for you. Contact us today to talk through your coverage options, get a free quote, or just ask questions—we’re always happy to help.
Homeowners Insurance in Carleton, MI
Safeguard Your Property with Expert Coverage
Your home is more than a building—it’s where you raise your kids, host holidays, and keep the things that matter most. And whether you’re dealing with a frozen pipe in the winter or a roof leak after a summer storm, your homeowners insurance should be ready to help you bounce back without the stress of
major out-of-pocket costs.
We help Carleton homeowners get coverage that fits their space, their needs, and their peace of mind. Most policies include protection for:
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Your Home’s Structure: Covers damage to the physical home from fire, weather, or other covered events.
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Personal Belongings: Helps replace furniture, electronics, and other items if they’re damaged or stolen.
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Liability Protection: Covers legal expenses if someone is injured on your property.
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Additional Living Expenses: Helps with temporary housing costs if your home becomes unlivable due to a covered claim.
If you have detached structures, expensive valuables, or specific needs related to flood or sewer backup coverage, we’ll go over those with you, too. The goal is to make sure you’re covered where it counts—without paying for things you don’t need.
Auto Insurance in Carleton
Trusted Insurance Solutions for Residents
Driving around Carleton can mean everything from running errands in town to commuting up I-275. No matter how far you travel, having solid auto insurance keeps you ready for the unexpected. Accidents happen even to careful drivers. A tree branch falls, someone runs a red light, or a deer crosses the road too quickly. It doesn’t take much for repairs to get expensive, and that’s where we step in.
We offer a range of coverage options so you can find a policy that fits your driving habits and budget:
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Liability Coverage: Helps pay for injuries or property damage if you’re at fault in an accident.
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Collision Coverage: Pays to repair or replace your car after an accident, regardless of who caused it.
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Comprehensive Coverage: Helps cover damage from theft, vandalism, weather, or animals.
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Uninsured/Underinsured Motorist Coverage: Protects you if another driver doesn’t have enough insurance.
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Personal Injury Protection (PIP): Covers your medical bills and lost wages, no matter who caused the crash.
Michigan’s no-fault insurance system adds a few extra considerations, and recent law changes mean there are more options than ever when it comes to choosing your PIP coverage. If you’re not sure what limits are right for you, that’s what we’re here for, walking you through it step by step so you feel good about what you’re paying for.
About Carleton, MI
Carleton, MI, is a small but proud village tucked away in Monroe County, full of open spaces, friendly neighbors, and strong ties to the community. Its mix of farmland and residential neighborhoods makes it a peaceful place to settle down while still being within driving distance of larger cities. Whether you’re grabbing a bite on Monroe Street, heading to the park, or just enjoying the quiet of your own backyard, Carleton offers the kind of hometown comfort that’s hard to find.
If you call Carleton home, let us help you protect what matters most. Contact our team at Knabusch Insurance Services and see how easy it is to get coverage that fits your life.